FFR is Unique
No BGAs. No hidden fees. No guesswork.
First Financial Resources is the only 100% member-owned life insurance distribution group. We provide your business with the perfect combination of independence, support and control. Members are trusted advisors who work directly with top insurance carriers. There’s a transparency to how we operate.
100% Member Owned ⟶
100% Member Owned
There are no third party owners or outside shareholders. You own the company. Even our board of directors is composed 100% of FFR members elected by the membership.
Referral Only ⟶
FFR membership is by referral only. We only accept independent and financially strong producers so our group consists of the most trusted advisors in the business.
Members receive full disclosure of all contracts. Nothing hidden. You’ll know exactly what the loads, charges and gross commissions are on policies that your client purchases.
Full Control ⟶
You own your business. We provide the tools you need to grow your practice and build your future without the stress of minimum production requirements.
No Middleman ⟶
Members work directly with our carriers, without the need for a BGA middleman. It’s simple. You do the work, you get the money.
Member Resources ⟶
Gain access to several technology tools, national sales and marketing meetings, staff training events, study groups, an in-house medical director for underwriting needs, and the FFR home office staff.
Oldest in the Industry ⟶
Oldest in the Industry
FFR is the original producer owned group. Throughout the years, we have developed a family camaraderie. Members are willing to offer their decades of experience to support you and your business.
No Debt ⟶
FFR is a financial strong and extremely well capitalized organization operating free of debt.
“You can’t just ‘tread water.’ You must grow, learn, and improve on your business. An organization like FFR helps make that happen.”
John McDonough | FFR Member